Health insurance: the Swiss exception

Health insurance, which is compulsory in Switzerland, is governed by the law on the LAMal (law on health insurance). Anyone who has lived in Switzerland for three months is required to take out health insurance. After this three-month period, the cantonal administration automatically chooses an insurer.
If the person cannot afford health insurance, they receive state subsidies to help them acquire insurance.
Unlike other European countries, the operation of health insurance in Switzerland is not centralized and is not managed by the federal government.

Compulsory basic health insurance

Basic insurance covers basic benefits, but it does not cover certain benefits such as dental care or alternative medicine. Under the LAMal, insurers cannot refuse a request for subscription to basic insurance and no health questionnaire is required from the insured.
From the age of 18, all insured must pay a deductible each year, in order to participate in the costs of treatment. The deductibles are between 300 to 2500 chf. If, for example, you choose a deductible of 2,500 chf, each year you must pay the first medical expenses, up to 2,500 chf, before the insurance begins to cover it. However, it should be noted that even once the deductible has been reached, the insured must pay 10% of any medical bill.

Additional insurance for greater support

Those who wish can take out additional insurance to supplement the basic insurance benefits. However, unlike basic insurance, the insurer is entitled to refuse a subscription request for additional insurance and can also request a health questionnaire.
Finally, each insured can change insurer before November 30 of the current year.

Source: GBNEWS.CH

This is not in any case a call for the investment